Free equity-compensation tax optimizer for AI agents — ISO/AMT, NSO, RSU sell-vs-hold, QSBS, concentration & hedging. Deterministic math, federal + 50 states + DC, multi-year plans. Remote MCP + REST, no signup.
OptionsAhoy MCP Server
以下摘录自该仓库的 README(片段) · 在 GitHub 读完整 README →
**Independently verified by third parties.** **Glama:** third-party MCP-directory quality score (tool docs, behavior, completeness). · **npm:** published with build provenance, a signed SLSA attestation that this package was built from this repo by GitHub Actions (verify with npm audit signatures). · **MCPSafe:** independent 5-model-consensus security scan (AIVSS), Grade A with zero findings.
**Validated against trusted sources** (checks we run ourselves, against references we do not control, and that you can reproduce). **Computation:** every 2026 federal tax constant matches its IRS Rev. Proc. 2025-32 / Internal Revenue Code value, and 14 worked federal cases (ordinary income, long-term capital gains, and the Alternative Minimum Tax including the incentive stock option bargain element) reproduce to the cent against the independently-maintained PSL Tax-Calculator, a tax model we did not write. State income tax is cross-checked the same way: 16 cases across California, New York, New Jersey, Pennsylvania, and Massachusetts reproduce to the cent against OpenTaxSolver, an independent state tax engine we also did not write. The headline answer is recomputed live in your browser.
**Tested and hardened.** **Input safety:** requests are validated against the published schema; bad inputs return a clear 400 with the offending field named, never a crash or a wrong number, and the live API is re-checked by a robustness suite after every deploy. · **Test suite:** the calculation engine is covered by more than a thousand automated tests across the federal and 50-state tax logic, AMT credit recovery, and option pricing; a failing test blocks the release.
**Live usage:** MCP calls over the last 30 days, served straight from the server's own telemetry (/api/v1/stats, aggregate counts only, no PII).
Deterministic equity-compensation tax math that any Model Context Protocol (MCP) client can call: incentive stock option (ISO) exercise schedules under the alternative minimum tax (AMT), non-qualified stock option (NSO) and restricted stock unit (RSU) decisions, qualified small business stock (QSBS) qualification, single-stock concentration, protective-put hedging, and equity-funding goals. Relevant federal tax code plus all 50 states and DC, 2026 brackets. Built by AlphaLatitude Inc., the company behind OptionsAhoy.
**Why not just ask the model?** We benchmarked five frontier large language models (LLMs), 3 runs each, 15 trials total, on the same multi-year ISO exercise problem. Every trial overstated the after-tax result of its own proposed schedule, by 2x to 20x. Multi-year scheduling has a search space larger than is practical to work through in-context; these tools return the verifiable answer instead. Live benchmark, updated for the latest models: optionsahoy.com/benchmark. Raw responses and scoring: llm-iso-benchmark. Full write-up: But can it do taxes though?
Install in one line
The hosted endpoint is https://optionsahoy.com/mcp (HTTP, no auth, no account). Quickest paths:
| Client | Install |
|---|---|
| Any MCP client | Add https://optionsahoy.com/mcp as a remote HTTP server, or npx add-mcp https://optionsahoy.com/mcp |
| Claude Desktop | Download optionsahoy.mcpb and double-click it |
| 19 clients via Smithery | npx @smithery/cli install alphalatitude/optionsahoy --client claude |
| Local stdio (npm) | npx -y optionsahoy-mcp |
Full install matrix (Gemini CLI extension, config-file JSON, REST API, Google Cloud Agent Registry): optionsahoy.com/for-agents.
The eight tools
| Tool name | What it computes |
|---|---|
| amt_iso_optimize | Multi-year ISO exercise schedule that maximizes after-tax net final value at the planning horizon, modeling AMT credit recovery, grant expiration, and the post-termination exercise window |
| nso_calculate | After-tax payout on an NSO exercise (federal, state, FICA), comparing sell-at-exercise vs hold for long-term capital gains |
| rsu_sell_vs_hold | RSU vest decision: sell at vest vs hold for long-term capital gains, including the gap between 22% supplemental withholding and your marginal bracket |
| concentration_analyze | Single-stock concentration risk (drawdown exposure at 30/50/70% downside), comparing after-tax sell-down, hold, and hedge strategies |
| protective_put_price | Protective put, zero-cost collar, and put spread pricing via Black-Scholes: annualized hedge cost, maximum loss, upside cap, protected band, floor-hit probability, and which structure it recommends |