finlynq/finlynq

Two ways to use Finlynq: a free managed cloud at finlynq.com/cloud, or self-host with Docker.
Open-source personal finance with a first-party MCP server (55 HTTP / 89 stdio tools) so Claude, ChatGPT, Cursor, etc. can query and manage your finances.
> Track your money here, analyze it anywhere.
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Quick start — hosted
**finlynq.com/cloud** — click, register, import a CSV. No infra to manage.
A public demo lives at finlynq.com/cloud?demo=1 (credentials pre-filled, resets nightly). Connect it to Claude by pasting https://finlynq.com/mcp into Claude → Customize → Connectors.
Quick start — self-hosted
Before the first up, create a sibling .env file with three secrets, each generated with openssl rand -hex 32: PF_JWT_SECRET, PF_PEPPER (≥32 chars), and PF_STAGING_KEY (≥32 chars). Compose fails fast with a clear message if any is missing. Then open http://localhost:3000 and register. App + PostgreSQL run in Docker; sensitive fields are encrypted at rest with a per-user key derived from the account password. Change the default PostgreSQL password (POSTGRES_PASSWORD in .env) before exposing the container to anything but localhost. Full setup notes at finlynq.com/self-hosted.
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Features
- 100+ MCP tools (HTTP & stdio) — read & write
- AES-256-GCM envelope encryption · scrypt-derived KEK
- CSV, Excel, OFX/QFX, PDF import
- Budgets, portfolio, goals, loans
- Natural-language AI chat
- FIRE calculator & Monte Carlo sim
- Rules & auto-categorize
- Self-host or managed cloud
- REST API + MCP (HTTP & stdio · OAuth 2.1 + DCR)
- Dark mode, mobile-friendly UI
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MCP server
First-party Model Context Protocol server with 55 HTTP / 89 stdio tools covering accounts, transactions, budgets, goals, loans, portfolio, subscriptions, FX rates, rules, splits, bulk edits, and file imports.
- **Claude Web / Mobile / Cursor / Windsurf** — OAuth 2.1 + Dynamic Client Registration. Paste https://finlynq.com/mcp into the connector setup; no config file.
- **Claude Desktop (stdio)** — point at mcp-server/index.ts with PF_USER_ID in the env block.
- **Bearer API key** — generate a pf_* token in Settings → API Keys. Works for the MCP
endpoint and for the REST routes under /api/. Note that a pf_* key is unscoped and
does not expire until you regenerate it, so treat it as full access to your account; the
REST surface is what the web and mobile apps consume and its response shapes are not a
stability guarantee — MCP is the supported integration surface.
Submitted to the Anthropic Connectors Directory on 2026-05-09. Full client setup, tool catalog, and the brokerage-statement recipe live in the Connect Your AI guide.